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Mr.Pradeep Diwan
LIC Agent
7C / 8C, Parekh Nagar Indl. Estate,
S. V. Road, Kandivli (West), Mumbai -
400067
Maharashtra, India.
Tel: 28050377/
28055576
Fax: 28056748
Cell: 9324422924
pradeep@licinsurance.com |
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JEEVAN
BHARATI
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This
plan is designed exclusively for women and
provides funds at regular intervals so that
they can be utilized on occasions such as
marriage, sickness, education etc. All female
lives between 18 & 50 can secure the policy.
Physically handicapped women are also eligible
subject to certain conditions.
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This
is a money back plan providing periodic return
of sum assured with facility to encash at
will.
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Policyholder
has the option to retain the periodic survival
benefits with LIC and gain attractive interest.
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Policy
provides Guaranteed addition @ Rs.50 per Rs.1000
sum assured for the first five years and participation
in profits (bonus) thereafter.
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Life
cover continues for 3 years despite non-payment
of premium. However this facility is available
only if at least 2 years premium have been
paid.
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Female
Critical Illness cover: A benefit equal
to the Sum Assured (subject to a maximum of
Rs. 2 Lacs will be available on the occurrence
of any of the following Critical Illnesses.
Critical Illnesses covered are Breast Cancer;
Ovarian/Fallopian Tube Cancer; Cervical Cancer;
Uterine Cancer; Vaginal / Vulval Cancer.
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Congenital
Disability Benefit : If a child born to
the policyholder, suffers from any of the
congenital disabilities listed below, a benefit
equal to 50 % of the Sum Assured subject to
a maximum of Rs.1 Lac will be available for
two children. The list of Congenital disabilities
: Downs syndrome ; Spina Bifida ; Tetralogy
of fallot; Oesophageal Atresia & Tracheo-oesaphageal
Fistula ; Anal Atresia; Imperforate anus ;
Cleft Palate with or without Cleft Lip.
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Accident
benefit rider can be availed by paying additional
premium of Rs.1 per 1000 sum assured. This
rider pays for an additional sum assured in
the event of death due to an accident.
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Flexibility
in premium payment: Policyholder has the flexibility
to pay next yearly premiums in advance and
avail attractive premium rebates.
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20
% of the Sum Assured at the end of 5 and10
years for 15 year term (balance payable on
maturity plus Guaranteed Additions plus bonus
, if any)
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20
% of the Sum Assured at the end of 5, 10 and
15 years for 20 year term (balance payable
on maturity plus Guaranteed Additions plus
bonus , if any)
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Minimum
Sum Assured : Rs.50,000
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Maximum
sum assured : Rs.25,00,000
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Minimum
age at entry: 18 years
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Maximum
age at entry: 50 years
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Mode
of payment : Yearly only
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Maturity
age : 70 years
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Terms
Available: 15 and 20 years
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